Home Loan

150+

35+

Man Years of experience

Happy clients

Features and Benefits of Our Home Loan:

• Competitive interest rates tailored to market standards.

• Flexible repayment options ranging from 5 to 30 years.

• Quick and hassle-free processing with minimal documentation.

• Partial prepayment and foreclosure options available without extra charges.

• Option to avail of top-up loans for additional funding needs.

• Dedicated relationship manager for personalized assistance throughout the loan tenure.

• Special schemes for first-time homebuyers and women applicants.

Home Loan Eligibility Criteria:

• Applicant must be a resident Indian citizen or Non-Resident Indian (NRI).

• Minimum age of the applicant should be 21 years at the time of loan commencement.

• Maximum age at loan maturity typically ranges from 60 to 70 years.

• Stable income source with a minimum employment/business continuity of 2 to 3 years.

• Good credit history with a credit score typically above 650 (may vary).

Documents Required to Apply for Home Loan in India:

• Identity Proof: Aadhaar Card/ Passport/ Voter ID Card/ Driving License

• Address Proof: Aadhaar Card/ Passport/ Voter ID Card/ Utility Bills (Electricity, Water, Gas)/ Driving License

• Income Proof for Salaried Individuals: Salary Slips of last 3 months/ Form 16 or Income Tax Returns (ITR) of last 2 years/ Bank Statements of last 6 months showing salary credits

• Income Proof for Self-Employed Individuals: Income Tax Returns (ITR) of last 3 years/ Profit & Loss Account Statement and Balance Sheet audited by a Chartered Accountant

• Property Documents: Allotment Document/ Possession Documents/ Sale Deed/ Property Documents/ Agreement to Sell (if applicable)/ Approved Building Plan/ Land Tax Receipts (up to date)

• Others: Passport-size photographs/ Duly filled loan application form/ Processing fee cheque

These documents may vary slightly depending on the specific requirements of the lending institution and the type of property being financed. It's advisable to check with the lender for the exact list of documents needed at the time of application.

Features and Eligibility Requirements